Insurance & Other Options | Hampshire | Winchester Motor Company

GAP Insurance – Guaranteed Asset Protection

If your vehicle is stolen or written off, you need a safety net. With GAP Insurance from AutoProtect, you’ll have the ultimate peace of mind knowing we’ve got you covered.

What is GAP Insurance?

In the event of a total loss, your motor insurer will pay a settlement at the market value of the vehicle at the time it was written off. This could leave you with a substantial shortfall between the price you paid to purchase and the amount you’re offered, making it harder to afford a replacement and leaving you liable for the remaining amount on any finance agreement in place.

Watch Video Here

How Guaranteed Asset Protection (GAP) works

Purchase Price: £27,000

Insurance Pay-out at market value: £20,250

Can you give me an example?

You paid £27,000 to purchase your car. After a period of time, your vehicle is written off your motor insurer pays out the market value of the vehicle at the time, which could be £20,250. A GAP pay-out of £6750 makes up the difference.

What are the benefits?

Helps make a like-for-like replacement vehicle more affordable.
Cover for the remaining amount on your finance agreement if your vehicle is written off
Protection from the financial impact of vehicle depreciation.

What is covered?

Vehicles up to 8 years or 80,000 miles at inception
Vehicles valued £10,000-£150,000
Maximum claim of £75,000
Motorbikes and hire/reward included (taxis and driving tuition).
£400 guaranteed minimum payment on every valis claim
£20 per day contribution towards hire car costs for up to 7 days
£500 contribution towards the excess on your motor insurance
One off fixed benefit of £150 in the event of a non-fault incident, where your vehicle is not a total loss.
Cover in the UK and Europe if motor insurance provides equivalent cover for European driving.

^{**Cancellations}^{If you change your mind and want to cancel this product you can do so up to 30 days after purchase for a full refund. After this period, you will be offered a pro-rata refund as long as no claims have been made. Cancellations are subject to a cancellation fee.}

^{**Significant Exclusions}^{Claims made when a motor insurance is invalid; outstanding premiums on motor insurance. Items such as registration fees, delivery costs, warranties, fuel are not covered. Refer to us for specific exclusions.}

AutoProtect SMART Protect

What if?

The bodywork on your shiny new car gets chipped, dented, scratched or scuffed? Let’s face it, every-day wear and tear like this is hard to avoid, no matter how careful we are.

Whenever you need to, you can just contact our Customer Service team to validate their claim and arrange for one of our expert repair technicians to come to you at home or work at a time that suits. The best way you can submit your claim is via our SMART app but if you prefer you can go online or give us a call.

AutoProtect's award-winning repairer's Shine! offer state-of-the-art repair technology, so any chips, dents, light scratches or scuffs to bodywork will be erased on the spot. All work is guaranteed for the lifetime of vehicle ownership, and our streamlined claims handling procedure is the best in the business.

SMART Protect from AutoProtect is designed to help you keep your car in tip-top condition.

Benefits of SMART Protect

Award-winning, easy to use claims process using our AutoProtect App.
High frequency of claims means thousands of satisfied customers.
First-class repairs results in very high levels of customer satisfaction. Shine! hold an ‘Excellent’ Trustpilot rating of 4.9/5.
Repairs are completed by our mobile repairers, Shine!, at the customers’ choice of location with no need to take the car to a bodyshop.
Protects the vehicle from reduction in part-exchange or resale value, as well as the driver’s no claims bonus.
Repairs guaranteed for the lifetime of vehicle ownership.

This product is available to your now at £399 for 3 years of cover including a claim limit of up to £3000. This option is also available at 0% interest across 12 months (not available within vehicle finance).

Alloy Wheel Insurance

Your All-In-One Alloy Wheel Protection Solution

Alloy Wheel Insurance is designed to maintain the appearance of your alloys by giving you easy access to repairs for annoying scuffs or scrapes that occur as a result of everyday driving. When you come to sell the car, or your lease agreement comes to an end, you won’t lose out because of the damage to your alloy wheels.

Let us take the stress out of a frustrating situation with an alloy wheel insurance policy to fit your needs.

We cover or contribute to the cost of a repair to alloy wheels in the event of damage.
We cover or contribute to the cost of a replacement if a repair is not possible.
Popular product well used by our policyholders.
You choose the repairer to maximise convenience and time saving.
Award-winning, easy to use claims process using the AutoProtect App.
Protects the vehicle from reduction in part-exchange or resale value.

Alloy Wheel Insurance is the perfect add-on if you want to maintain the condition of your vehicle. In addition, we offer an award-winning claims process using our simple and easy-to-use AutoProtect App. Claiming couldn’t be easier.

This product is available to your now at £315 for 3 years cover and £426 for 4 years cover. This opঞon is also available at 0% interest across 12 months (not available within vehicle finance).

Total Claims Aggregate (£1300 / £130 per alloy x 10).

Welcome to LifeShine™, a complete vehicle protection system delivered by Autoglym, applied by professionals.

The three-part system provides molecular protective barriers to upholstery, paintwork and glass that can withstand whatever your life’s journey throws at them, ensuring a lifetime of protection and peace of mind.

Now with CeraFuse™ Technology, LifeShine™ paint protection is our latest and most advanced formula yet.

Combining reactive silicone and molecular bonding to create a durable and resilient ceramic barrier for a lifetime of flawless shine and superior protection.

OUR LIFETIME GUARANTEE

You’ll receive a lifetime guarantee once your vehicle has been professionally treated with LifeShine CeraFuse™ Technology, provided your vehicle is maintained following the maintenance guidelines provided with your Aftercare Collection.

This product is available to you now as below -
Fabia / Scala / Kamiq - £399
Octavia / Karoq / Elroq - £449
Superb / Kodiaq / Enyaq - £499

Stage One - Interior

Create a stain and spill-resistant barrier on fabric and leather upholstery.
Protect against unforeseen accidents like spills, sticky fingers, muddy paws and more.
Easy-to-clean treatment that can restore your upholstery to new with a single wipe.

Stage Two - Exterior

A protective paintwork barrier that provides a flawless shine and superior protection that lasts a lifetime.
Protect against UV rays, bird droppings, tree sap, dirt and other environmental hazards.
A water-repellent coating that enhances the paintwork and is perfect for new and used vehicles up to 10 years old.

Stage Three - Glass

Protect side and back windows from all external contaminants for an optically clear field of vision.
Repel water and other contaminants with this easy-to-clean and highly durable glass barrier.
Improve wet-weather visibility for safer driving, especially during heavy downpours.

Know You're Protected.

With a great Dash Cam in your car, you'll know you're safe to go anywhere the road takes you.

With Intelligent Parking, your Dash Cam will start recording when someone bumps your car.

The 222 models record in a higher resolution of 1080p (1980×1080 pixels), known as full HD, with the latter able to record at a higher 60 frames per second. This makes the videos smoother than ever before, and means that there is twice the number of frames every second to capture important number plate detail. Our 1080p dash cam will allow you to watch back your footage in excellent quality.

This product is available to you now professionally fitted by our Skoda Approved factory trained technicians.

Front dash camera (fully fitted) - £299

Front and rear dash camera (fully fitted) - £449

Service Plan Prices

Cars under 1 year old:

For cars under 1 year old that haven’t had their first service;

1 x Oil Service

1 x Oil and Inspection Service with Pollen Filter replacement

For cars under 1 year old you have the option to pay upfront or spread over 24 monthly payments.

Standard Plan (excludes Electric Vehicles)

Upfront payment £534

£22.25 x 24 monthly payments

Cars over 1 year old

For cars that are 1 year old or have received their first service;

1 x Oil and Inspection Service

1 x Oil and Inspection with Supplementary Inspection

1 x Pollen Filter replacement

For cars over 1 year old you have the option to pay upfront or spread over 24 monthly payments.

Standard Plan (excludes Electric Vehicles)

Upfront payment £522

£21.75 x 24 monthly payments

Service Plan Plus (excludes Electric Vehicles)

Upfront payment £708

£29.50 x 24 monthly payments

The Service Plan Plus also includes;

1 x Air Filter change

1 x Spark Plugs change/Diesel Fuel Filter as requested

Monday - Friday	{{weekdays}}
Saturday	{{saturday}}
Sunday	{{sunday}}

Monday	{{monday}}
Tuesday	{{tuesday}}
Wednesday	{{wednesday}}
Thursday	{{thursday}}
Friday	{{friday}}
Saturday	{{saturday}}
Sunday	{{sunday}}

Call Us

Solent Used Car Centre

Petersfield Used Car Centre

Winchester Motor Company ŠKODA

Garland Motors ŠKODA Aldershot

Garland Motors ŠKODA Aldershot - NEW

Winchester Motor Company ŠKODA - NEW

Winchester SEAT/Cupra

Rent A Car

Winchester Volkswagen

South Downs Motorcycles

South Downs Motorcycles - New Bikes

GAP Insurance – Guaranteed Asset Protection

What is GAP Insurance?

How Guaranteed Asset Protection (GAP) works

Can you give me an example?

What are the benefits?

What is covered?

AutoProtect SMART Protect

What if?

Benefits of SMART Protect

Alloy Wheel Insurance

OUR LIFETIME GUARANTEE

Stage One - Interior

Stage Two - Exterior

Stage Three - Glass

Know You're Protected.

Service Plan Prices

Cars under 1 year old:

Cars over 1 year old

Vehicles

Quick Links

Legal

Financial Conduct Authority

Financial Conduct Authority

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

Mandatory attributes :

Optional attributes :

Example:

{{title}}

{{title}}

{{title}}

Share this page

{{tab}}

{{tab}}

{{activeTab === 'tab1' ? firstTab : secondTab}}

From {{ prefix }}{{ price }}

{{ make }} {{ model }} {{ version }} {{ longVersion }}

{{dataValue}} {{dataUnit}}

{{dataTitle}}

{{dataValue}} {{dataUnit}}

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

{{title}}

Used Car Shortlist

{{car.manufacturer}} {{car.model}}

{{car.version}}

{{manufacturer}} {{model}}

{{version}}

{{dataTitle}}

{{dataValue}} {{dataUnit}}

{{ title }}

From £{{price}} or £{{monthlyPrice ? monthlyPrice : 'POA'}} p/m

Select your model

Specifications

From
{{ prefix }}{{ price }}

{{ make }} {{ model }} {{ version }}
{{ longVersion }}