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Guaranteed Asset Protection (GAP) Insurance

Available at Winchester Motor Group incorporating Garland Motors Skoda in the south.


What is Guaranteed Asset Protection?

Guaranteed Asset Protection (GAP) is a form of insurance. It’s designed to offset the differencebetween what your insurer pays – if your car is stolen or irreparably damaged – and the price you paid for it. Essentially, GAP takes into account vehicle depreciation, an automotive inevitability.

As with life in general, we car owners can’t predict the future. Accidents happen, of course. It doesn’t matter how hard we try to drive safely, there’s no accounting for the actions of other motorists or the occurrences of freak weather conditions.

Even without anything untoward happening, the moment you drive a brand-new ŠKODA from our premises, it begins, albeit slowly, to lose its value. To that end, ŠKODA has created its very own Guaranteed Protection Insurance, specifically designed to benefit ŠKODA owners.

ŠKODA’s GAP insurance brings with it a number of advantages. For example, it allows you to replace your stolen or written-off vehicle with no quibbles – and without you needing to make up the shortfall.




So what's included?

With SKODA Guaranteed Asset Protection, you have the advantage of having all these benefits included:


✔ Up to 3 years' cover (36 month)*


✔ Up to £75,000 Net Invoice Price covered**


✔ No maximum claim limit up to the Net Invoice Price of your vehicle


For more information about GAP, please don’t hesitate to contact the team at Winchester Motor Company or Garland Motors Aldershot.



Terms & Conditions

​*Plus additional limited cover in months 37 to 48 if your vehicle is subject to a finance agreement with a term greater than 36 months.  

**Net Invoice Price - the amount that you have paid for the vehicle itself, excluding non-dealer fitted options and extras such as the road fund licence, or negative equity.  

† Market Value means the greater of: a) The value of the Insured Vehicle (excluding contents) at the Date of Loss as assessed by the insurers of the Motor Insurance; or b) The Market Value of the Insured Vehicle (excluding contents) as at the Date of Loss by reference to Glass’s Guide Retail Value.